Paperwork: Cincinnati History

Driving into Cincinnati from south of the Ohio River on I-75 is breathtaking—if the traffic is light enough to take in the view. A city on a river. A city with a history of being part of the Northwest Territory, a “gift” from England after we won the Revolutionary War.

bill of ladingAs settlers streamed westward by boat or by buggy, the river’s bend offered sanctuary and hope for a new life in America. Most Cincinnatians know the story of John Cleves Symmes, the New Jersey congressman who purchased land between the Ohio and Little Miami rivers that is today basically Hamilton, Butler and Warren counties. But did you know that his men made survey errors that resulted in Symmes selling land he didn’t own, and some land that he did own, he sold more than once!

Even with shaky paperwork beginnings, the village that grew along the Ohio River became the Cincinnati we know and love today. A city of solid, upstanding citizens with midwestern values and a healthy respect for business. How could we not? Our namesake, Lucius Quinctius Cincinnatus, was a Roman statesman known as a model of civic virtue.

As a Cincinnati business focused on receipts and numbers, we highly recommend a free exhibit now showing at the downtown Library; it explores a piece of our city’s history never before shared with its citizens.

Bills of Lading: Viewing Cincinnati Through its River Trade
Step back into the age of steamboats to view life in Cincinnati through the boats, goods and people which passed through the city’s port as captured on boat receipts, known as bills of lading.

On view now through November 15 in the Cincinnati Main Library, 800 Vine Street, Joseph S. Stern, Jr. Cincinnati Room, 3rd Floor. Check it out »

Freeze Those Credit Cards?

Naysayers may argue that hiring a pro to manage your money is a waste of money. That’s true if you’re financially organized, keep good records, control your spending, and have the time and the presence of mind to watch for fraud, overpayments, and due dates and sort through the complicated jargon of financial documents.

For the compulsive over-spenders, those drowning in debt, and couples who constantly fight about money the argument against hiring a daily money manager fades. In these cases, the money spent to hire a DMM (daily money manager) may be a brilliant financial decision.

A recent Fox Business article provides amusing insight to one DMM’s solution for a compulsive credit card user with a serious shopping addiction. He put the client’s credit cards in a Ziplock bag, filled it with water and put it in the freezer. His client cried “but now I won’t be able to use them!” to which he patiently replied that she could use them, after they thaw. He’d presented a creative way to give his client time to think about what she was about to do and a chance to change her “unhealthy ways.”

At DLMoneyMatters, we focus our DMM services for busy executives and elders, and we work with attorneys managing family trusts. The Fox article is more focused on compulsive spenders and couples who don’t see eye-to-eye about finances. Whatever the reason for hiring a DMM, the person you choose to handle yours or a loved one’s money must be completely trustworthy and safe. It’s your money! Enjoy the entire Fox Business article here.